Pengaruh Debt Ratio Terhadap Return On Equity

Kasus pada PT Bank Mandiri Tbk Periode 2011-2020

Abstract

Based on the results of observations at PT Bank Mandiri (Persero) Tbk for the period 2011-2020, several problems were found including Return on Equity (ROE) in the banking industry in 2020 PT Bank Mandiri (Persero) Tbk per year tends to fluctuate, especially in 2016 it decreased by 0.46% and in 2019 it increased by 34.6%. The purpose of this study was to determine and analyze the Debt Ratio (DR), Return on Equity (ROE) and the magnitude of the effect of the Debt Ratio (DR) on Return on Equity (ROE) at PT Bank Mandiri (Persero) Tbk in 2011-2022. The research method used in this quantitative approach with Explanatory Research type. This research used secondary data with sampling technique time series analysis. The statistical method used simple linear regression, in addition the research used classic assumptions supported by SPSS (Statistical Product and Service Solutions) versi 22 for windows. Based on the results of the analysis at PT Bank Mandiri (Persero) Tbk for the period 2011-2022 that the Debt Ratio and Return on Equity fluctuated. The effect of the Debt Ratio on Return on Equity is 9.6%. Based on the hypothesis test, the result is that there is no significant effect of Debt Ratio on Return on Equity at PT Bank Mandiri (Persero) Tbk.